Central Housing and Planning Authority Advisory: Protect Yourself from Land and Real-Estate Sales Fraud
The Central Housing and Planning Authority (CHAPA) is committed to safeguarding the interests of all citizens and ensuring transparency in land and real estate transactions. To protect yourself from falling victim to land and real-estate sales fraud, we urge you to follow these guidelines:
Verify Ownership and Authenticity
Request the original land certificate or lease agreement from the seller. Conduct a registration search at the Land Registry to confirm ownership and ensure no encumbrances, liens, or disputes on the property. Cross-check details such as parcel numbers and boundaries against official survey plans at the Survey and Mapping Department.
Engage Licensed Professionals
Use only certified real estate agents, brokers, and trusted sources in the private market or directly with CHAPA at our Head Office, not with anyone claiming to be an agent or employee out of our office. Consult with a reputable attorney experienced in property law to review all documents and agreements.
Beware of Unusually Low Prices
Be cautious of deals that appear too good to be true. Fraudsters often lure victims with significantly discounted prices to expedite transactions. Research market rates for comparable properties to identify any discrepancies.
Insist on Proper Documentation
Ensure all transactions are formalized through legally binding agreements. Demand receipts for all payments made and avoid cash transactions where possible. Ensure the sale agreement is duly executed and witnessed.
Do not pay anyone claiming to be an agent or employee outside the official business location to transact on your behalf. All payments must be paid to the Cashier and followed by obtaining a receipt.
Conduct On-Site Visits
Visit the property in person to confirm its location, condition, and boundaries. Engage a licensed surveyor to verify the property’s measurements and ensure they match the official documents’ description.
Avoid High-Pressure Sales Tactics
Fraudsters may use high-pressure tactics to rush you into making decisions. Take the necessary time to perform due diligence before committing.
Verify CHAPA Approvals
Confirm that the property complies with local planning regulations. Request verification of subdivision or development approvals issued by CHAPA.
Report Suspicious Activities
If you suspect fraudulent activity, report it immediately to CHAPA or the local police. Document all interactions and gather as much evidence as possible to aid investigations.
Stay Educated
Attend workshops and seminars to learn more about the proper land and real estate transaction procedures. Regularly visit our website or office for updates and guidelines.
Contact Us For further assistance or to verify the legitimacy of land or real estate transactions conducted by CHAPA, contact the Central Housing and Planning Authority at:
Email: enquiry@visitchapa.com Phone: (268) 462-0169, (268) 462-2033 Address: Central Housing and Planning Authority (CHAPA), P.O Box 868, Lower All Saints Road, St. John’s, Antigua
Your vigilance and adherence to these guidelines can prevent fraud and ensure a secure and transparent property transaction process. CHAPA is here to help you every step of the way.